[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_adv_law-23-025":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-23-025","23",25,"有關徵信報告，下列敘述何者錯誤？",[13,14,15,16],"徵信報告為授信審核主要參考依據之一","除法令另有規定外，授信案件核貸前應先辦理徵信","徵信報告一經核定，除筆誤或繕校錯誤者外，不得更改","徵信報告專供內部授信有關人員參考，並得作為拒貸之藉口",3,"授信相關規章(含徵信調查、授信審查及事後管理及催收)",1,"徵信是授信決策的事實基礎，徵信準則因此明定徵信報告專供銀行內部授信有關人員參考，並且不得作為拒貸的藉口——是否承作應本於授信條件與風險判斷，不能拿一紙徵信報告當擋箭牌，更不能將報告內容對外揭露，故(D)為錯誤敘述。(A)徵信報告確為授信審核的主要參考依據之一，須與擔保、還款來源及授信條件併同評估；(B)除法令另有規定或屬得免辦徵信的案件外，授信案件核貸前應先完成徵信；(C)徵信報告一經核定，除筆誤或繕校錯誤外不得更改，以維持報告的公信與查核軌跡，情況變更時應另行辦理覆審或補充報告。","easy",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_adv_law-23-022","中華民國銀行公會所定義之「集團企業」，係指獨立存在而相互之間具有下列何種關係之企業？",22,{"id":28,"question":29,"qno":30},"credit_adv_law-23-023","下列何者非屬銀行辦理短期授信案件應索取之資料？",23,{"id":32,"question":33,"qno":34},"credit_adv_law-23-024","依「中華民國銀行公會會員徵信準則」規定，企業總授信金額達新臺幣三千萬元以上者，應徵提會計師財務報表查核報告，有關總授信金額之認定，下列何者錯誤？",24,{"id":36,"question":37,"qno":38},"credit_adv_law-23-027","依「中華民國銀行公會會員授信準則」規定，下列敘述何者錯誤？",27,{"id":40,"question":41,"qno":42},"credit_adv_law-23-028","依「定期存款質借及中途解約辦法」規定，有關定期存款存單之質借，下列敘述何者正確？",28,{"id":44,"question":45,"qno":46},"credit_adv_law-23-029","依經濟部中小企業認定標準規定，所稱中小企業，指依法辦理公司登記或商業登記，實收資本額在新臺幣多少元以下或經常僱用員工未滿多少人之事業？",29,1785170288847]