[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_adv_law-23-028":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-23-028","23",28,"依「定期存款質借及中途解約辦法」規定，有關定期存款存單之質借，下列敘述何者正確？",[13,14,15,16],"申請質借人雖非原存款人亦得辦理","甲銀行開發之存單，得於乙銀行辦理質借","質借期限不得逾原存單上所約定之到期日","辦理存單質借之銀行認有必要時，得再要求另提保證人",2,"授信相關規章(含徵信調查、授信審查及事後管理及催收)",1,"定期存款質借及中途解約辦法對存單質借設有幾項基本限制。質借的擔保就是存單本身，存單到期後存款即應返還存戶，若質借期限超過存單到期日，擔保基礎會出現空窗，故明定質借期限不得逾原存單所約定的到期日，(C)正確。(A)質借人應以原存款人為限，他人持單申請無從確認權利歸屬；(B)存單質借應向原發單銀行辦理，乙銀行對甲銀行簽發的存單既無法圈存也難以直接抵充，不得受理；(D)存單質借已屬十足擔保且質借成數受限，銀行不宜再要求另提保證人，否則形同重複取保、徒增借戶負擔。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_adv_law-23-022","中華民國銀行公會所定義之「集團企業」，係指獨立存在而相互之間具有下列何種關係之企業？",22,{"id":28,"question":29,"qno":30},"credit_adv_law-23-023","下列何者非屬銀行辦理短期授信案件應索取之資料？",23,{"id":32,"question":33,"qno":34},"credit_adv_law-23-024","依「中華民國銀行公會會員徵信準則」規定，企業總授信金額達新臺幣三千萬元以上者，應徵提會計師財務報表查核報告，有關總授信金額之認定，下列何者錯誤？",24,{"id":36,"question":37,"qno":38},"credit_adv_law-23-025","有關徵信報告，下列敘述何者錯誤？",25,{"id":40,"question":41,"qno":42},"credit_adv_law-23-027","依「中華民國銀行公會會員授信準則」規定，下列敘述何者錯誤？",27,{"id":44,"question":45,"qno":46},"credit_adv_law-23-029","依經濟部中小企業認定標準規定，所稱中小企業，指依法辦理公司登記或商業登記，實收資本額在新臺幣多少元以下或經常僱用員工未滿多少人之事業？",29,1785170288884]