[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_adv_law-23-029":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-23-029","23",29,"依經濟部中小企業認定標準規定，所稱中小企業，指依法辦理公司登記或商業登記，實收資本額在新臺幣多少元以下或經常僱用員工未滿多少人之事業？",[13,14,15,16],"1 億元、200 人","1 億元、500 人","8,000 萬元、200 人","8,000 萬元、500 人",0,"授信相關規章(含徵信調查、授信審查及事後管理及催收)",1,"中小企業認定標準以資本與人力兩項規模指標擇一認定：凡依法辦理公司登記或商業登記，實收資本額在新臺幣一億元以下，或經常僱用員工數未滿二百人的事業，即屬中小企業，故(A)正確。兩項標準是「或」的關係，只要符合其中之一即可，用意在同時涵蓋資本密集與勞力密集的不同產業型態。(C)(D)的八千萬元是修正前的舊標準，(B)(D)的五百人則與其他統計口徑混淆。這條界線在授信實務上很關鍵，牽動中小企業信用保證基金的送保資格、專案融資的利率優惠，以及主管機關對中小企業放款成長的考核。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_adv_law-23-022","中華民國銀行公會所定義之「集團企業」，係指獨立存在而相互之間具有下列何種關係之企業？",22,{"id":28,"question":29,"qno":30},"credit_adv_law-23-023","下列何者非屬銀行辦理短期授信案件應索取之資料？",23,{"id":32,"question":33,"qno":34},"credit_adv_law-23-024","依「中華民國銀行公會會員徵信準則」規定，企業總授信金額達新臺幣三千萬元以上者，應徵提會計師財務報表查核報告，有關總授信金額之認定，下列何者錯誤？",24,{"id":36,"question":37,"qno":38},"credit_adv_law-23-025","有關徵信報告，下列敘述何者錯誤？",25,{"id":40,"question":41,"qno":42},"credit_adv_law-23-027","依「中華民國銀行公會會員授信準則」規定，下列敘述何者錯誤？",27,{"id":44,"question":45,"qno":46},"credit_adv_law-23-028","依「定期存款質借及中途解約辦法」規定，有關定期存款存單之質借，下列敘述何者正確？",28,1785170288896]