[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_adv_law-23-031":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-23-031","23",31,"下列何者非屬中小企業信用保證基金送保方式？",[13,14,15,16],"直接保證","間接保證","批次保證","綜合保證",3,"授信相關規章(含徵信調查、授信審查及事後管理及催收)",1,"中小企業信用保證基金的送保管道只有三種：直接信用保證由企業自行向信保基金提出申請，取得保證書後再持向銀行洽貸；間接信用保證由企業向承貸銀行申貸，再由銀行送信保基金保證，部分案件銀行得在基金授權範圍內自行核保、事後送基金備查；批次信用保證則由銀行就符合特定專案條件的案件整批送保，適用政策性或小額標準化貸款，可省去逐案審查的時間。(D) 所稱綜合保證並非信保基金的送保類別，只是把名詞拼湊出來的選項，故為正解。(A) 與 (B) 的差別在於由誰受理申請，(C) 的差別在於逐案或整批處理。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_adv_law-23-022","中華民國銀行公會所定義之「集團企業」，係指獨立存在而相互之間具有下列何種關係之企業？",22,{"id":28,"question":29,"qno":30},"credit_adv_law-23-023","下列何者非屬銀行辦理短期授信案件應索取之資料？",23,{"id":32,"question":33,"qno":34},"credit_adv_law-23-024","依「中華民國銀行公會會員徵信準則」規定，企業總授信金額達新臺幣三千萬元以上者，應徵提會計師財務報表查核報告，有關總授信金額之認定，下列何者錯誤？",24,{"id":36,"question":37,"qno":38},"credit_adv_law-23-025","有關徵信報告，下列敘述何者錯誤？",25,{"id":40,"question":41,"qno":42},"credit_adv_law-23-027","依「中華民國銀行公會會員授信準則」規定，下列敘述何者錯誤？",27,{"id":44,"question":45,"qno":46},"credit_adv_law-23-028","依「定期存款質借及中途解約辦法」規定，有關定期存款存單之質借，下列敘述何者正確？",28,1785170288912]