[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_adv_law-23-033":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-23-033","23",33,"授信逾期未滿三個月但已向主、從債務人訴追或處分擔保品者，依主管機關規定，下列敘述何者錯誤？",[13,14,15,16],"應列報逾期放款","訴追係包含對主、從債務人提起本案訴訟","訴追係包含聲請法院對主、從債務人之財產強制執行","訴追係包含對主、從債務人抵銷本行活期存款帳戶餘額",3,"授信相關規章(含徵信調查、授信審查及事後管理及催收)",1,"逾期放款的認定標準是積欠本金或利息超過清償期三個月，或雖未超過三個月但已向主、從債務人訴追或處分擔保品者，兩者具其一即應列報，故(A)正確。這裡的「訴追」指透過司法程序主張債權，包括對主、從債務人提起本案訴訟，以及取得執行名義後聲請法院對其財產強制執行，聲請支付命令、假扣押、假處分亦在其列，(B)(C)都符合。(D)所稱抵銷借戶在本行的活期存款餘額，是銀行片面行使民法上的抵銷權自力受償，全程不經法院，性質上不屬於訴追行為，故為錯誤敘述。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_adv_law-23-022","中華民國銀行公會所定義之「集團企業」，係指獨立存在而相互之間具有下列何種關係之企業？",22,{"id":28,"question":29,"qno":30},"credit_adv_law-23-023","下列何者非屬銀行辦理短期授信案件應索取之資料？",23,{"id":32,"question":33,"qno":34},"credit_adv_law-23-024","依「中華民國銀行公會會員徵信準則」規定，企業總授信金額達新臺幣三千萬元以上者，應徵提會計師財務報表查核報告，有關總授信金額之認定，下列何者錯誤？",24,{"id":36,"question":37,"qno":38},"credit_adv_law-23-025","有關徵信報告，下列敘述何者錯誤？",25,{"id":40,"question":41,"qno":42},"credit_adv_law-23-027","依「中華民國銀行公會會員授信準則」規定，下列敘述何者錯誤？",27,{"id":44,"question":45,"qno":46},"credit_adv_law-23-028","依「定期存款質借及中途解約辦法」規定，有關定期存款存單之質借，下列敘述何者正確？",28,1785170288931]