[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_adv_law-23-041":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-23-041","23",41,"【案例】請回答下列消費者權益保護之相關問題：\n依消費者保護法規定，有關定型化契約之規範，下列何者正確？",[13,14,15,16],"定型化契約條款如有疑義時，應為有利於消費者之方式解釋","有關審閱期限，應有十五日內之合理時間","個別磋商條款與定型化契約之條款衝突時，個別磋商條款無效","定型化契約之條款內容顯失公平時，消費者得撤銷之",0,"授信基本法律",1,"定型化契約條款由企業經營者單方預先擬定，消費者沒有磋商餘地，消費者保護法因而規定條款如有疑義時，應為有利於消費者之解釋，把文字不清楚的風險歸給有能力把條款寫清楚的一方，故(A)正確。(B)審閱期是給消費者三十日以內的合理期間，並非十五日內。(C)個別磋商條款是雙方真正談出來的合意，效力優先於預先印妥的條款，定型化契約條款與其牴觸的部分無效，選項把優劣順序講反了。(D)條款違反誠信原則而顯失公平者，法律效果是該條款無效，不待消費者行使撤銷權。","medium",[23,26,30,34,38,42],{"id":24,"question":25,"qno":19},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":27,"question":28,"qno":29},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",2,{"id":31,"question":32,"qno":33},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",3,{"id":35,"question":36,"qno":37},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":39,"question":40,"qno":41},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":43,"question":44,"qno":45},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170289022]