[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_adv_law-23-044":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-23-044","23",44,"【案例】發卡機構欲加強客戶行銷以提高發卡量及創造合理利潤，請依信用卡業務機構管理辦法規定，回答下列問題：\n該發卡機構辦理行銷時，下列何者為其正確之做法？",[13,14,15,16],"以「以名片辦卡」為主要訴求","得要求行銷人員於街頭行銷","對行銷人員與申請案件進件來源，建立管理機制","於動用循環信用時，給予持卡人贈品之優惠",2,"信用卡、現金卡相關規章",1,"信用卡行銷最容易失控的環節是外部行銷人員與案件來源，發卡機構必須對行銷人員的資格、教育訓練與進件來源建立管理機制並負最終責任，才能防止代辦業者偽冒申請或浮濫招攬，故(C)為正確作法。(A)以名片辦卡形同放棄徵信，光憑一張名片無從確認申請人的身分與還款能力。(B)街頭設攤招攬容易造成衝動申辦與個資外洩，並不被允許。(D)以贈品誘使持卡人動用循環信用，是變相鼓勵消費者承擔高利率債務，與健全信用卡業務、防止過度負債的立法目的背道而馳。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_adv_law-23-039","有關發卡機構對信用卡帳務之處理，下列敘述何者錯誤？",39,{"id":28,"question":29,"qno":30},"credit_adv_law-23-040","依「信用卡業務機構管理辦法」規定，下列敘述何者錯誤？",40,{"id":32,"question":33,"qno":34},"credit_adv_law-23-045","【案例】發卡機構欲加強客戶行銷以提高發卡量及創造合理利潤，請依信用卡業務機構管理辦法規定，回答下列問題：\n對學生申請信用卡，下列何者為該發卡機構正確之做法？",45,{"id":36,"question":37,"qno":38},"credit_adv_law-23-046","【案例】發卡機構欲加強客戶行銷以提高發卡量及創造合理利潤，請依信用卡業務機構管理辦法規定，回答下列問題：\n該發卡機構所提供之信用卡分期付款服務，分期付款期間不得超過多久？",46,{"id":40,"question":41,"qno":42},"credit_adv_law-24-020","信用卡持卡及小額信用貸款申請人經辦理「親屬代償註記」後，發卡機構如不能確認其具有還款能力，可否另行核發新卡或核准其貸款？",20,{"id":44,"question":45,"qno":46},"credit_adv_law-24-033","有關信用卡持卡人結欠款項轉銷呆帳規定，下列敘述何者錯誤？",33,1785170289045]