[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_adv_law-23-045":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-23-045","23",45,"【案例】發卡機構欲加強客戶行銷以提高發卡量及創造合理利潤，請依信用卡業務機構管理辦法規定，回答下列問題：\n對學生申請信用卡，下列何者為該發卡機構正確之做法？",[13,14,15,16],"於校園內公告欄張貼行銷海報","全職學生信用額度系統設定為新臺幣三萬元","以學生身分申請信用卡者，將發卡情事通知其父母或法定代理人","核卡時，毋須考量全職學生是否已持有其他多家發卡機構之信用卡",2,"信用卡、現金卡相關規章",1,"為避免學生過度負債，發卡機構受理學生申請信用卡時，應將發卡情事通知其父母或法定代理人，讓家長知悉並發揮監督作用，故(C)為正確作法。(A)校園不得作為信用卡行銷場域，在公告欄張貼海報招攬同樣在禁止之列。(B)全職學生在每家發卡機構的信用額度以新臺幣二萬元為限，設定三萬元已逾上限。(D)全職學生持卡以三家發卡機構為限，核卡前必須查詢並考量其在他行的持卡情形，不能置之不理。三項限制合起來，構成學生信用卡「限家數、限額度、通知家長」的管制架構。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_adv_law-23-039","有關發卡機構對信用卡帳務之處理，下列敘述何者錯誤？",39,{"id":28,"question":29,"qno":30},"credit_adv_law-23-040","依「信用卡業務機構管理辦法」規定，下列敘述何者錯誤？",40,{"id":32,"question":33,"qno":34},"credit_adv_law-23-044","【案例】發卡機構欲加強客戶行銷以提高發卡量及創造合理利潤，請依信用卡業務機構管理辦法規定，回答下列問題：\n該發卡機構辦理行銷時，下列何者為其正確之做法？",44,{"id":36,"question":37,"qno":38},"credit_adv_law-23-046","【案例】發卡機構欲加強客戶行銷以提高發卡量及創造合理利潤，請依信用卡業務機構管理辦法規定，回答下列問題：\n該發卡機構所提供之信用卡分期付款服務，分期付款期間不得超過多久？",46,{"id":40,"question":41,"qno":42},"credit_adv_law-24-020","信用卡持卡及小額信用貸款申請人經辦理「親屬代償註記」後，發卡機構如不能確認其具有還款能力，可否另行核發新卡或核准其貸款？",20,{"id":44,"question":45,"qno":46},"credit_adv_law-24-033","有關信用卡持卡人結欠款項轉銷呆帳規定，下列敘述何者錯誤？",33,1785170289066]