[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-credit_adv_law-24-002":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":10,"chapter":17,"freq":18,"explanation":19,"difficulty":20},"credit_adv_law-24-002","24",2,"有關金融債券之敘述，下列何者錯誤？",[13,14,15,16],"為供給中期或長期信用之債券","商業銀行得發行之","其開始還本期限不得低於兩年","發行辦法及最高發行餘額，由主管機關洽中央銀行定之","授信基本法律",1,"金融債券是銀行為籌措中長期資金而發行的債務憑證，對應的資金用途正是中期與長期信用，故(A)正確；(B)商業銀行依銀行法得發行金融債券，並非專業銀行專屬；(D)其發行辦法與最高發行餘額由主管機關洽商中央銀行後定之，因為發行規模會牽動貨幣與信用總量，需要金融監理與貨幣政策兩端一起把關。(C)把開始還本的期限下限記成兩年，與現行規範所定的門檻不符，故為錯誤敘述；金融債券既然定位為中長期資金工具，若允許太早開始還本，資金的期限效果就被稀釋，失去發行的意義。","hard",[22,25,28,32,36,40],{"id":23,"question":24,"qno":18},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":26,"question":27,"qno":10},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",{"id":29,"question":30,"qno":31},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",3,{"id":33,"question":34,"qno":35},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":37,"question":38,"qno":39},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":41,"question":42,"qno":43},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170289109]