[{"data":1,"prerenderedAt":43},["ShallowReactive",2],{"q-credit_adv_law-24-003":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-24-003","24",3,"依銀行法規定，下列敘述何者錯誤？",[13,14,15,16],"銀行股票應為記名式","銀行自有資本與風險性資產之比率，不得低於一定比率","銀行資本等級為資本不足者，應以現金買回其股份","銀行依自有資本與風險性資產之比率，劃分為資本適足、資本不足、資本顯著不足及資本嚴重不足等四個資本等級",2,"授信基本法律",1,"銀行法依自有資本與風險性資產比率，把銀行劃為資本適足、資本不足、資本顯著不足與資本嚴重不足四級，並對後三級採取分級的立即糾正措施，(B)(D)均與條文相符。資本不足時，主管機關會命其限期提報資本重建或財務業務改善計畫，並限制盈餘分配及買回股份，因為以現金買回自家股份會使自有資本直接流出、比率更形惡化，(C)把禁止事項寫成應辦事項，方向完全相反，故為錯誤敘述。(A)銀行股票應為記名式，便於掌握股權結構並落實大股東適格性的監理。","medium",[23,26,29,31,35,39],{"id":24,"question":25,"qno":19},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":27,"question":28,"qno":17},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",{"id":30,"question":11,"qno":10},"credit_adv_law-23-003",{"id":32,"question":33,"qno":34},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":36,"question":37,"qno":38},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":40,"question":41,"qno":42},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170289114]