[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_adv_law-24-008":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-24-008","24",8,"李四向銀行申貸五百萬元，由張三擔任保證人，因李四屆期無力清償，銀行未獲張三同意即與李四達成協議，同意李四分二年清償三百萬元，即解除李四債務，則張三應負之保證責任金額為多少？",[13,14,15,16],"一百五十萬元","三百萬元","五百萬元","不負保證責任",3,"授信基本法律",1,"保證債務具從屬性，民法並特別保護保證人：就定有期限之債務為保證者，債權人若允許主債務人延期清償，保證人除對該延期已為同意外，不負保證責任。本件銀行未取得張三同意，就與李四協議分二年清償三百萬元並免除其餘債務，等於同時延長清償期並變更債務內容，張三承擔的風險被單方面加大，依法即完全免責，故(D)正確。(C)五百萬元忽略了協議已然生效；(B)三百萬元與(A)一百五十萬元則是誤以為保證責任會跟著新協議金額或比例縮減，但法律效果是全部免責，不是打折。","medium",[23,26,30,33,37,41],{"id":24,"question":25,"qno":19},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":27,"question":28,"qno":29},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",2,{"id":31,"question":32,"qno":17},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",{"id":34,"question":35,"qno":36},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":38,"question":39,"qno":40},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":42,"question":43,"qno":44},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170289169]