[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_adv_law-24-009":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-24-009","24",9,"依民法有關債權讓與之規定，下列敘述何者錯誤？",[13,14,15,16],"禁止扣押之債權，不得讓與","未支付之利息，推定其隨同原本移轉於受讓人","債權之讓與，非經債務人書面同意，對於債務人不生效力","讓與債權時，該債權之擔保及其他從屬之權利，原則上隨同移轉於受讓人",2,"授信基本法律",1,"債權讓與只在讓與人與受讓人之間就能成立，債務人不是契約當事人，也沒有同意權；民法只要求由讓與人或受讓人通知債務人，未通知者對債務人不生效力，目的是讓債務人知道該向誰清償，避免仍向原債權人給付而生重複清償的風險。(C)把「通知」寫成「非經債務人書面同意」，故為錯誤敘述。(A)禁止扣押的債權多與債務人生存所需有關，性質上不得讓與。(B)未支付之利息，推定隨同原本移轉於受讓人。(D)債權的擔保及其他從屬權利原則上隨同移轉，抵押權、質權、保證債權都跟著走。","medium",[23,26,29,33,37,41],{"id":24,"question":25,"qno":19},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":27,"question":28,"qno":17},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",{"id":30,"question":31,"qno":32},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",3,{"id":34,"question":35,"qno":36},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":38,"question":39,"qno":40},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":42,"question":43,"qno":44},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170289174]