[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_adv_law-24-010":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-24-010","24",10,"依民法規定，未經公證之不動產租賃契約，其租期多久即不適用「買賣不破租賃」原則？",[13,14,15,16],"期限逾五年或未定期限者","期限逾十年者","期限逾二十年者","無限制規定",0,"授信基本法律",1,"買賣不破租賃是指租賃物所有權移轉時，租賃契約對受讓人仍繼續存在，但民法設有例外：未經公證的不動產租賃契約，其期限逾五年或未定期限者，不適用該原則，故(A)正確。理由在於長期或無定期的租約若未經公證，外人難以查證其真實性與起訖，容易出現以假租約妨礙拍賣、壓低擔保品價值的情形。授信實務上因此特別重視擔保不動產有無這類租賃負擔。(B)十年與(C)二十年都把門檻放寬過頭，(D)說毫無限制更是誤解，將使抵押權實行的風險無從防範。","medium",[23,26,30,34,38,42],{"id":24,"question":25,"qno":19},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":27,"question":28,"qno":29},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",2,{"id":31,"question":32,"qno":33},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",3,{"id":35,"question":36,"qno":37},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":39,"question":40,"qno":41},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":43,"question":44,"qno":45},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170289192]