[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_adv_law-24-015":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-24-015","24",15,"某甲於 113 年 3 月 1 日簽發同年 5 月 31 日之支票乙紙，經某乙背書後交付Ａ公司，嗣某甲於同年 4 月 1 日死亡，Ａ公司屆期提示亦不獲兌現，請問某乙應否負票據責任？",[13,14,15,16],"仍應負背書責任","不必負任何責任","改負發票責任","由某乙自行決定",0,"授信基本法律",1,"支票是委託付款證券，發票人死亡並不使已簽發的票據歸於無效，票據上的權利義務也不因此消滅。背書人的責任來自票據法「背書人應照支票文義擔保付款」的規定，屬於獨立於發票人之外的擔保責任，執票人屆期提示不獲付款並取得退票理由單後，即得對背書人行使追索權，故某乙仍應負背書責任，(A) 正確。(B) 誤以為發票人死亡會連帶讓背書責任一併消滅，違背票據行為各自獨立的原則。(C) 背書與發票是不同的票據行為，責任不會因發票人死亡而自動轉換身分。(D) 票據責任由法律規定，一經簽名即已確定，不容當事人事後自行選擇要不要承擔。","medium",[23,26,30,34,38,42],{"id":24,"question":25,"qno":19},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":27,"question":28,"qno":29},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",2,{"id":31,"question":32,"qno":33},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",3,{"id":35,"question":36,"qno":37},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":39,"question":40,"qno":41},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":43,"question":44,"qno":45},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170289240]