[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_adv_law-24-022":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-24-022","24",22,"票交所提供「包括清償贖回、提存備付及重提付訖之註記」資訊，稱為下列何者？",[13,14,15,16],"清償註記","拒絕往來之原因","拒絕往來解除","拒絕往來尚未解除",0,"授信相關規章(含徵信調查、授信審查及事後管理及催收)",1,"票據交換所的退票資訊除了記載退票事實，也記載事後補救的結果，其中把清償贖回、提存備付與重提付訖三種情形合併呈現的欄位，就稱為清償註記，故 (A) 正確。這三種情形分別是發票人補足票款後取回退票、將票款提存於票交所備付、以及票據重新提示後兌付，共同點都是債務已獲解決；銀行徵信看到清償註記，代表該筆退票的信用瑕疵已有一定程度的修補。(B) 指的是遭列為拒絕往來戶的事由。(C) 與 (D) 描述的是拒絕往來狀態本身是否已經解除，屬於另一組欄位，與單筆退票是否清償無關，三者不可混用。","medium",[23,26,30,34,38,42],{"id":24,"question":25,"qno":10},"credit_adv_law-23-022","中華民國銀行公會所定義之「集團企業」，係指獨立存在而相互之間具有下列何種關係之企業？",{"id":27,"question":28,"qno":29},"credit_adv_law-23-023","下列何者非屬銀行辦理短期授信案件應索取之資料？",23,{"id":31,"question":32,"qno":33},"credit_adv_law-23-024","依「中華民國銀行公會會員徵信準則」規定，企業總授信金額達新臺幣三千萬元以上者，應徵提會計師財務報表查核報告，有關總授信金額之認定，下列何者錯誤？",24,{"id":35,"question":36,"qno":37},"credit_adv_law-23-025","有關徵信報告，下列敘述何者錯誤？",25,{"id":39,"question":40,"qno":41},"credit_adv_law-23-027","依「中華民國銀行公會會員授信準則」規定，下列敘述何者錯誤？",27,{"id":43,"question":44,"qno":45},"credit_adv_law-23-028","依「定期存款質借及中途解約辦法」規定，有關定期存款存單之質借，下列敘述何者正確？",28,1785170289304]