[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_adv_law-24-025":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-24-025","24",25,"銀行辦理存摺存款設質，應符合民法權利質權設定要件之相關規定，該要件不包括下列何者？",[13,14,15,16],"須為可讓與之債權","須以書面為之","應通知債務人","應將存摺交付予債務人",3,"授信基本法律",1,"存摺存款設質在民法上屬於以債權為標的物的權利質權，設定要件有三：該債權須為可讓與者、設定應以書面為之、並通知該債權的債務人（即收受存款的銀行）以生對抗效力。(D) 不是要件，而且方向弄反：存摺是債權證明文件，出質人固然有交付義務，但交付對象是取得質權的質權人，不是債務人，質權人占有存摺才能發揮擔保作用。(A)、(B)、(C) 都是法定要件，不可讓與的債權不得設質，書面是設定的生效要求，通知則使債務人不得再向出質人清償。銀行實務上受理質借時，並應同時圈存或設定禁止動用註記。","medium",[23,26,30,33,37,41],{"id":24,"question":25,"qno":19},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":27,"question":28,"qno":29},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",2,{"id":31,"question":32,"qno":17},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",{"id":34,"question":35,"qno":36},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":38,"question":39,"qno":40},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":42,"question":43,"qno":44},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170289338]