[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_adv_law-24-027":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-24-027","24",27,"依主管機關規定，銀行對同一人或同一關係人之授信限額規定，下列何者仍須計入？",[13,14,15,16],"經中央銀行專案轉融通之授信","對政府機關之授信","以他行定存單為擔保之授信","依加強推動銀行辦理小額放款業務要點辦理之新臺幣一百萬元以下之授信",2,"授信基本法律",1,"銀行法第三十三條之三授權訂定的同一人、同一關係人授信限額，設有數項不計入的授信：配合政府政策經中央銀行專案轉融通者、對政府機關的授信、以公債等政府債票或本行存單、本行金融債券為擔保者，以及依加強推動銀行辦理小額放款業務要點承作新臺幣一百萬元以下的授信。(C) 的擔保品是「他行」定存單，不在排除之列，仍須計入限額計算，故為正確答案。關鍵差別在於本行存單可由本行直接圈存抵銷、風險趨近於零，他行存單則須向他行主張，銀行仍承擔對方的履約風險。(A)、(B)、(D) 都是明定不計入的項目。","hard",[23,26,29,33,37,41],{"id":24,"question":25,"qno":19},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":27,"question":28,"qno":17},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",{"id":30,"question":31,"qno":32},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",3,{"id":34,"question":35,"qno":36},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":38,"question":39,"qno":40},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":42,"question":43,"qno":44},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170289364]