[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_adv_law-24-029":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-24-029","24",29,"對於不計入銀行法第三十三條之三規定之「授信限額及授信總餘額」之授信種類，下列何者非屬之？",[13,14,15,16],"配合政府政策，經中央銀行專案轉融通之授信","以公債為擔保品之授信","對政府機關之授信","以本行股票為擔保品之授信",3,"授信基本法律",1,"銀行法第三十三條之三規定的授信限額與授信總餘額，設有不計入的授信類型，包括配合政府政策經中央銀行專案轉融通之授信、對政府機關之授信，以及以公債、國庫券、中央銀行儲蓄券或本行存單、本行金融債券等低風險標的為擔保品之授信。(D) 以本行股票為擔保品之授信不在其中，故為正確答案：銀行自身股票的價值與銀行信用高度連動，經營一旦惡化股價同步下跌，擔保效果形同虛設，公司法也限制公司收自己股份為質，自然不可能享有免計入的優惠。(A)、(B)、(C) 的共同特徵都是償還來源為政府或近乎無風險。","hard",[23,26,30,33,37,41],{"id":24,"question":25,"qno":19},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":27,"question":28,"qno":29},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",2,{"id":31,"question":32,"qno":17},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",{"id":34,"question":35,"qno":36},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":38,"question":39,"qno":40},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":42,"question":43,"qno":44},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170289375]