[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_adv_law-24-032":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-24-032","24",32,"下列何者非屬「中小企業信用保證基金」之保證對象？",[13,14,15,16],"特殊娛樂業實收資本額在新臺幣八千萬元以下者","水電燃氣業前一年營業額在新臺幣一億元以下者","營造業經常僱用員工數未滿二百人者","倉儲業經常僱用員工數未滿五十人者",0,"授信相關規章(含徵信調查、授信審查及事後管理及催收)",1,"中小企業信用保證基金以協助有發展潛力但擔保品不足的中小企業取得融資為宗旨，保證對象須先符合中小企業認定標準：製造業、營造業等實收資本額在新臺幣八千萬元以下或經常僱用員工數未滿二百人，其餘行業則以前一年營業額在新臺幣一億元以下或經常僱用員工數未滿一百人認定，故 (B)、(C)、(D) 都落在標準之內，均屬可保證對象。(A) 為正確答案：特殊娛樂業列在信保基金不予保證的行業別，屬政策上排除的對象，縱使資本額或員工數符合中小企業規模也不因此取得受保證資格；判斷順序應先看行業別有無被排除，再檢查規模門檻。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_adv_law-23-022","中華民國銀行公會所定義之「集團企業」，係指獨立存在而相互之間具有下列何種關係之企業？",22,{"id":28,"question":29,"qno":30},"credit_adv_law-23-023","下列何者非屬銀行辦理短期授信案件應索取之資料？",23,{"id":32,"question":33,"qno":34},"credit_adv_law-23-024","依「中華民國銀行公會會員徵信準則」規定，企業總授信金額達新臺幣三千萬元以上者，應徵提會計師財務報表查核報告，有關總授信金額之認定，下列何者錯誤？",24,{"id":36,"question":37,"qno":38},"credit_adv_law-23-025","有關徵信報告，下列敘述何者錯誤？",25,{"id":40,"question":41,"qno":42},"credit_adv_law-23-027","依「中華民國銀行公會會員授信準則」規定，下列敘述何者錯誤？",27,{"id":44,"question":45,"qno":46},"credit_adv_law-23-028","依「定期存款質借及中途解約辦法」規定，有關定期存款存單之質借，下列敘述何者正確？",28,1785170289389]