[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_adv_law-24-038":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-24-038","24",38,"依主管機關規定，有關發卡機構委託便利商店業者代收持卡人應繳納信用卡消費帳款應遵守之事項，下列敘述何者正確？",[13,14,15,16],"消費帳單的繳款資料可完整列示客戶信用卡卡號，以利核對","發卡機構應與受委託機構研訂災難緊急應變計畫","受委託機構每筆帳單代收金額上限為新臺幣二萬元","相關之繳款資料，應完整列示客戶身分證字號，以利電腦作業",2,"信用卡、現金卡相關規章",1,"發卡機構委託便利商店代收信用卡帳款，主管機關對單筆金額設有量化上限：受委託機構每筆帳單代收金額不得超過新臺幣二萬元，用意在控制現金收付與代收款項的作業風險與保管風險，故 (C) 正確。(A) 與 (D) 都牴觸卡片資料與個人資料保護的基本要求，繳款單上的信用卡卡號必須遮蔽部分數字，身分證字號更不應完整列示，帳單一旦遺落或遭拍攝，就可能被用於盜刷或冒名申辦。(B) 所述的災難緊急應變計畫屬於一般委外作業風險管理的範疇，並非本項代收規範所明定的應遵守事項，不能因為敘述聽起來合理就選。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_adv_law-23-039","有關發卡機構對信用卡帳務之處理，下列敘述何者錯誤？",39,{"id":28,"question":29,"qno":30},"credit_adv_law-23-040","依「信用卡業務機構管理辦法」規定，下列敘述何者錯誤？",40,{"id":32,"question":33,"qno":34},"credit_adv_law-23-044","【案例】發卡機構欲加強客戶行銷以提高發卡量及創造合理利潤，請依信用卡業務機構管理辦法規定，回答下列問題：\n該發卡機構辦理行銷時，下列何者為其正確之做法？",44,{"id":36,"question":37,"qno":38},"credit_adv_law-23-045","【案例】發卡機構欲加強客戶行銷以提高發卡量及創造合理利潤，請依信用卡業務機構管理辦法規定，回答下列問題：\n對學生申請信用卡，下列何者為該發卡機構正確之做法？",45,{"id":40,"question":41,"qno":42},"credit_adv_law-23-046","【案例】發卡機構欲加強客戶行銷以提高發卡量及創造合理利潤，請依信用卡業務機構管理辦法規定，回答下列問題：\n該發卡機構所提供之信用卡分期付款服務，分期付款期間不得超過多久？",46,{"id":44,"question":45,"qno":46},"credit_adv_law-24-020","信用卡持卡及小額信用貸款申請人經辦理「親屬代償註記」後，發卡機構如不能確認其具有還款能力，可否另行核發新卡或核准其貸款？",20,1785170289465]