[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_adv_law-24-040":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-24-040","24",40,"依「中華民國銀行公會會員徵信準則」規定，中長期週轉資金授信，總授信金額達新臺幣二億元者，下列何者非需加送之資料？",[13,14,15,16],"預計資金來源去路表","營運計畫","現金流量預估表","預估損益表",0,"授信相關規章(含徵信調查、授信審查及事後管理及催收)",1,"銀行公會會員徵信準則對中長期授信要求較多前瞻性資料，中長期週轉資金授信總授信金額達新臺幣二億元者，應加送營運計畫、現金流量預估表、預估資產負債表及預估損益表，讓授信單位據以判斷未來數年的營運規模、資金缺口與還款財源，(B)、(C)、(D) 都在這份加送清單內。(A) 預計資金來源去路表著眼於某一特定資金用途的收支對應，通常用於資金用途明確的專案或特定計畫，並非中長期週轉資金授信須加送的資料，故為正確答案。這類題目的判斷訣竅，是先確認授信種類與金額門檻，再回想該門檻對應的加送項目清單。","hard",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_adv_law-23-022","中華民國銀行公會所定義之「集團企業」，係指獨立存在而相互之間具有下列何種關係之企業？",22,{"id":28,"question":29,"qno":30},"credit_adv_law-23-023","下列何者非屬銀行辦理短期授信案件應索取之資料？",23,{"id":32,"question":33,"qno":34},"credit_adv_law-23-024","依「中華民國銀行公會會員徵信準則」規定，企業總授信金額達新臺幣三千萬元以上者，應徵提會計師財務報表查核報告，有關總授信金額之認定，下列何者錯誤？",24,{"id":36,"question":37,"qno":38},"credit_adv_law-23-025","有關徵信報告，下列敘述何者錯誤？",25,{"id":40,"question":41,"qno":42},"credit_adv_law-23-027","依「中華民國銀行公會會員授信準則」規定，下列敘述何者錯誤？",27,{"id":44,"question":45,"qno":46},"credit_adv_law-23-028","依「定期存款質借及中途解約辦法」規定，有關定期存款存單之質借，下列敘述何者正確？",28,1785170289488]