[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_adv_law-24-045":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-24-045","24",45,"【案例】在銀行實務上，擔保放款大多於擔保物上設定最高限額抵押權，有關最高限額抵押權規定，請回答下列問題：\n依民法規定，最高限額抵押權所擔保之債權以下列何者為限？ A.由一定法律關係所生之債權 B.由不特定法律關係所生之債權 C.基於票據所生之權利",[13,14,15,16],"ABC","僅 BC","僅 AC","僅 AB",2,"授信基本法律",1,"民法把最高限額抵押權的擔保範圍框得很死：只有「由一定法律關係所生之債權」與「基於票據所生之權利」兩類才算數，故 A 與 C 入列，答案為 (C) 僅 AC。用意在於此種抵押權擔保的雖是將來發生、金額浮動的債權，但不特定必須架在特定基礎關係上，例如透支或票貼契約，抵押人才能預估風險。B 所稱的「不特定法律關係」連基礎關係都放空，等於簽下無限空白支票，法律不允許，因此含 B 的 (A) 與 (B) 都錯；(D) 一方面納入 B、一方面又漏掉票據債權，兩頭皆失。設定時應於契約明確載明所擔保之法律關係種類。","medium",[23,26,29,33,37,41],{"id":24,"question":25,"qno":19},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":27,"question":28,"qno":17},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",{"id":30,"question":31,"qno":32},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",3,{"id":34,"question":35,"qno":36},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":38,"question":39,"qno":40},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":42,"question":43,"qno":44},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170289534]