[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_adv_law-24-046":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-24-046","24",46,"【案例】在銀行實務上，擔保放款大多於擔保物上設定最高限額抵押權，有關最高限額抵押權規定，請回答下列問題：\n下列何者不是民法明文規定之最高限額抵押權確定事由？",[13,14,15,16],"約定之原債權確定期日屆至者","擔保債權所由發生之法律關係經終止或因其他事由而消滅者","債權人拒絕繼續發生債權，債務人請求確定者","債務人逃亡",3,"授信基本法律",1,"民法逐款列出最高限額抵押權原債權的確定事由，包括約定之原債權確定期日屆至、擔保債權所由發生之法律關係經終止或因其他事由而消滅、擔保債權停止發生而債務人請求確定、抵押物遭查封或實施強制執行、債務人或抵押人受破產宣告等，(A)(B)(C) 都在名單之內。(D) 債務人逃亡只是信用惡化的事實狀態，法律並未把它列為確定事由，銀行不能單憑借戶跑路就主張原債權確定，故選 (D)。確定與否影響重大：一旦確定，其後新生的債權即不再受該抵押權擔保，擔保金額也隨之固定，實務上多先依契約加速條款終止授信關係使其確定。","medium",[23,26,30,33,37,41],{"id":24,"question":25,"qno":19},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":27,"question":28,"qno":29},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",2,{"id":31,"question":32,"qno":17},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",{"id":34,"question":35,"qno":36},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":38,"question":39,"qno":40},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":42,"question":43,"qno":44},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170289548]