[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-credit_adv_law-25-001":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":20},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":10,"chapter":17,"freq":10,"explanation":18,"difficulty":19},"credit_adv_law-25-001","25",1,"依銀行法規定，下列何者不屬於銀行辦理之授信業務？",[13,14,15,16],"信用卡之循環信用","擔任債券發行簽證人","對支票存款戶予以墊付融通","對遠期匯票或本票，以折扣方式預收利息而購入","授信基本法律","銀行法對授信的定義很明確：放款、透支、貼現、保證、承兌，以及其他經主管機關指定的業務，共同特徵是銀行實際承擔了信用風險或先墊付了資金。(A) 信用卡循環信用是持卡人動用銀行資金、分期償還，本質即為放款；(C) 對支票存款戶予以墊付融通就是透支；(D) 對遠期匯票或本票以折扣方式預收利息而購入，正是貼現的標準定義。(B) 擔任債券發行簽證人，銀行只是核對簽章、確認發行數額，既未出資也不承擔還款責任，屬於銀行法另行列舉的其他業務而非授信，故選 (B)。判別訣竅在於銀行有沒有把錢或信用押出去。","easy",[21,24,28,32,36,40],{"id":22,"question":23,"qno":10},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":25,"question":26,"qno":27},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",2,{"id":29,"question":30,"qno":31},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",3,{"id":33,"question":34,"qno":35},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":37,"question":38,"qno":39},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":41,"question":42,"qno":43},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170289568]