[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-credit_adv_law-25-003":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_adv_law-25-003","25",3,"A 銀行對甲公司辦理發行商業本票保證，期限為一年，由該公司董事長以個人身分擔任保證人，此業務屬於下列何種授信？",[13,14,15,16],"短期擔保授信","短期無擔保授信","中期擔保授信","中期無擔保授信",1,"授信基本法律","判斷授信分類要拆成期間與擔保兩軸。期間上，銀行法以一年以內為短期信用、超過一年而在七年以內為中期信用，本案商業本票保證期限一年，落在短期。擔保上，銀行法列舉的擔保授信限於不動產或動產抵押權、動產或權利質權、借款人營業交易所發生之應收票據，以及各級政府公庫主管機關、銀行或經政府核准設立之信用保證機構的保證；由公司董事長以個人身分作保並不在名單內，自然人保證只是加強債權效力，法律上仍屬無擔保授信。兩軸相乘即為短期無擔保授信，答案 (B)。這項認定也直接牽動無擔保授信總額法定限額的計算。","medium",[22,25,29,32,36,40],{"id":23,"question":24,"qno":17},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":26,"question":27,"qno":28},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",2,{"id":30,"question":31,"qno":10},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",{"id":33,"question":34,"qno":35},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":37,"question":38,"qno":39},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":41,"question":42,"qno":43},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170289594]