[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_adv_law-25-008":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_adv_law-25-008","25",8,"下列何種權利不得為抵押權之標的物？",[13,14,15,16],"所有權","租賃權","典權","地上權",1,"授信基本法律","民法規定得作為抵押權標的物的權利，限於地上權、農育權及典權這三種用益物權，再加上普通抵押權本來就以不動產所有權為標的，因此 (A)(C)(D) 都可以設定抵押。(B) 租賃權則不行：租賃是債權關係，承租人取得的只是對出租人的請求權，不具備物權的排他效力與追及效力，也無從辦理抵押權登記，一旦拍賣，買受人根本無法取得可支配的標的物，故不得為抵押權之標的，答案選 (B)。實務上若企業想以承租廠房籌資，只能改採租賃債權設質、營業設備動產抵押或搭配其他擔保，不能直接在租賃權上設定抵押權。","easy",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":26,"question":27,"qno":28},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",2,{"id":30,"question":31,"qno":32},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",3,{"id":34,"question":35,"qno":36},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":38,"question":39,"qno":40},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":42,"question":43,"qno":44},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170289648]