[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_adv_law-25-009":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_adv_law-25-009","25",9,"依民法規定，第三人與債權人訂立契約承擔債務人之債務者，下列敘述何者正確？",[13,14,15,16],"非經債務人承認，對於債務人，不生效力","其債務於契約成立時，移轉於該第三人","該契約無效","債務人得撤銷該契約",1,"授信基本法律","債務承擔有兩條路徑，效力完全不同。第三人直接與債權人訂立契約承擔債務時，債權人本身就是同意的一方，不必再徵詢誰的意思，民法規定其債務於契約成立時即移轉於該第三人，故 (B) 正確。(A) 講的其實是另一條路徑：第三人與債務人訂約承擔，因債權人未參與，非經債權人承認對債權人不生效力，題目把承認的主體換成債務人，張冠李戴。(C) 該契約有效，並無無效事由；(D) 債務人既非契約當事人，也沒有法定撤銷權，何況債務由他人承擔對他有利。銀行辦理債務承擔，關鍵永遠在於取得債權人同意的書面。","medium",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":26,"question":27,"qno":28},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",2,{"id":30,"question":31,"qno":32},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",3,{"id":34,"question":35,"qno":36},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":38,"question":39,"qno":40},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":42,"question":43,"qno":44},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170289653]