[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_adv_law-25-010":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-25-010","25",10,"依民法有關保證之規定，下列敘述何者錯誤？",[13,14,15,16],"主債務人拋棄其抗辯者，保證人仍得主張之","保證人之負擔，較主債務人為重者，應縮減至主債務之限度","主債務人得以保證人對於債權人之債權，主張抵銷","數人保證同一債務者，除契約另有訂定外，應連帶負保證責任",2,"授信基本法律",1,"抵銷的方向不能反過來。民法規定的是保證人得以主債務人對於債權人之債權主張抵銷，理由在於保證債務具有從屬性，主債務既然可以因抵銷而消滅，保證人自然能夠援用；(C) 卻寫成主債務人得以保證人對債權人的債權主張抵銷，等於讓主債務人拿別人的債權去抵自己的債，於法無據，是錯誤敘述，故選 (C)。(A) 保證人的抗辯權不因主債務人拋棄而喪失，以免主債務人與債權人聯手加重保證責任；(B) 保證人負擔較主債務人為重者應縮減至主債務之限度，同樣是從屬性的展現；(D) 共同保證原則上連帶負責，除非契約另有訂定，三者皆正確。","medium",[23,26,29,33,37,41],{"id":24,"question":25,"qno":19},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":27,"question":28,"qno":17},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",{"id":30,"question":31,"qno":32},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",3,{"id":34,"question":35,"qno":36},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":38,"question":39,"qno":40},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":42,"question":43,"qno":44},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170289672]