[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_adv_law-25-011":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-25-011","25",11,"依民法規定，下列敘述何者正確？",[13,14,15,16],"抵押權之效力，不及於抵押物之從物","抵押權之效力，及於抵押權設定後所得收取之天然孳息","抵押權之效力，及於抵押物扣押後抵押人就抵押物所得收取之一切法定孳息","抵押權之效力，及於抵押物扣押後抵押人就抵押物所得收取之法定孳息，但抵押權人非以扣押抵押物之事情，通知應清償法定孳息之義務人，不得與之對抗",3,"授信基本法律",1,"法定孳息例如租金，要在抵押物被扣押之後才納入抵押權效力範圍，而且民法另設對抗要件：抵押權人若未把扣押抵押物的事情通知應清償法定孳息的義務人，例如承租人，便不得對該義務人主張，承租人照樣可以向抵押人繳租而免責。(D) 把原則與但書都寫完整，故為正確。(C) 漏掉通知要件又加上「一切」二字，失之過寬；(A) 恰好說反，抵押權效力及於抵押物之從物與從權利；(B) 天然孳息的時點不是設定後，而是扣押後自抵押物分離且得由抵押人收取者。實務上銀行聲請查封後應立即通知承租人改向法院提存租金。","hard",[23,26,30,33,37,41],{"id":24,"question":25,"qno":19},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":27,"question":28,"qno":29},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",2,{"id":31,"question":32,"qno":17},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",{"id":34,"question":35,"qno":36},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":38,"question":39,"qno":40},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":42,"question":43,"qno":44},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170289676]