[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_adv_law-25-023":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_adv_law-25-023","25",23,"依中華民國銀行公會會員徵信準則規定，下列敘述何者錯誤？",[13,14,15,16],"徵信所須資料，營業單位於接受客戶申請時一併索齊，不齊而未依限補齊者，不予徵信","徵信報告書一經判行，其有再加說明之必要時應即時將報告加以更改","企業授信案之徵信範圍，會員銀行得依其授信個案情形酌予增減","徵信人員應對所作之徵信報告，就徵信當時狀況及其所能知悉之事項負責",1,"授信相關規章(含徵信調查、授信審查及事後管理及催收)","徵信報告是授信決策的證據文件，一經判行核定即不得任意更動；事後若發現有補充或更正的必要，應另行製作補充報告附卷，保留原報告以維持審查軌跡的完整與可追溯。(B) 稱應即時將原報告加以更改，牴觸這項原則，是錯誤敘述，故選 (B)。(A) 徵信所需資料應於受理客戶申請時一併索齊，未依限補齊者不予徵信，避免資料殘缺卻硬做報告；(C) 企業授信案件的徵信範圍，會員銀行得視授信個案情形酌予增減，規範本就留有彈性；(D) 徵信人員就徵信當時的狀況及其所能知悉的事項負責，責任以當時可得資訊為界，三者皆正確。","medium",[22,26,29,33,37,41],{"id":23,"question":24,"qno":25},"credit_adv_law-23-022","中華民國銀行公會所定義之「集團企業」，係指獨立存在而相互之間具有下列何種關係之企業？",22,{"id":27,"question":28,"qno":10},"credit_adv_law-23-023","下列何者非屬銀行辦理短期授信案件應索取之資料？",{"id":30,"question":31,"qno":32},"credit_adv_law-23-024","依「中華民國銀行公會會員徵信準則」規定，企業總授信金額達新臺幣三千萬元以上者，應徵提會計師財務報表查核報告，有關總授信金額之認定，下列何者錯誤？",24,{"id":34,"question":35,"qno":36},"credit_adv_law-23-025","有關徵信報告，下列敘述何者錯誤？",25,{"id":38,"question":39,"qno":40},"credit_adv_law-23-027","依「中華民國銀行公會會員授信準則」規定，下列敘述何者錯誤？",27,{"id":42,"question":43,"qno":44},"credit_adv_law-23-028","依「定期存款質借及中途解約辦法」規定，有關定期存款存單之質借，下列敘述何者正確？",28,1785170289816]