[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_adv_law-25-032":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_adv_law-25-032","25",32,"下列何者不是銀行法第十二條所稱擔保授信之擔保？",[13,14,15,16],"中小企業信用保證基金之保證","借戶交易所得之遠期支票","經政府機關核准設立之保險公司之保證保險","以地上權為標的物之抵押權",1,"授信基本法律","銀行法第十二條把擔保授信的擔保限縮為四類：不動產或動產抵押權、動產或權利質權、借款人營業交易所發生之應收票據，以及各級政府公庫主管機關、銀行或經政府核准設立之信用保證機構的保證。(B) 只說是借戶交易所得的遠期支票，並不當然具備營業交易所生應收票據的法定要件，銀行單純收執一紙未到期支票也未取得任何物權擔保，故非法定擔保。(A) 中小企業信用保證基金正是經政府核准設立的信用保證機構，其保證屬第四款。(C) 經政府機關核准設立之保險公司出具的保證保險，實務上比照保證認屬擔保。(D) 地上權是得設定抵押權的權利標的。","hard",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":26,"question":27,"qno":28},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",2,{"id":30,"question":31,"qno":32},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",3,{"id":34,"question":35,"qno":36},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":38,"question":39,"qno":40},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":42,"question":43,"qno":44},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170289880]