[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_adv_law-25-033":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-25-033","25",33,"依主管機關規定，積欠本金或利息未超過清償期三個月，但已向主、從債務人訴追或處分擔保品者，應列報逾期放款，其中訴追之涵義，下列敘述何者正確？",[13,14,15,16],"對主、從債務人聲請假扣押","對主、從債務人聲請假處分","對主、從債務人聲請拍賣抵押物裁定","對主、從債務人提起本案訴訟或聲請強制執行",3,"授信相關規章(含徵信調查、授信審查及事後管理及催收)",1,"逾期放款的列報除了積欠本息超過清償期三個月這個時間標準外，另設一條加速條款：雖未超過三個月，但已向主、從債務人訴追或處分擔保品者仍應列報，因為銀行既然動用法律手段，就代表債權回收已出問題。這裡的訴追指真正進入實現債權的程序，也就是提起本案訴訟或聲請強制執行，故 (D) 正確。(A)(B) 假扣押、假處分屬保全程序，目的只在凍結財產防止脫產，尚未就債權本身求償。(C) 拍賣抵押物裁定是非訟事件中取得執行名義的動作，本身還不是訴追；要等持該裁定聲請強制執行，才落入訴追的範圍。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_adv_law-23-022","中華民國銀行公會所定義之「集團企業」，係指獨立存在而相互之間具有下列何種關係之企業？",22,{"id":28,"question":29,"qno":30},"credit_adv_law-23-023","下列何者非屬銀行辦理短期授信案件應索取之資料？",23,{"id":32,"question":33,"qno":34},"credit_adv_law-23-024","依「中華民國銀行公會會員徵信準則」規定，企業總授信金額達新臺幣三千萬元以上者，應徵提會計師財務報表查核報告，有關總授信金額之認定，下列何者錯誤？",24,{"id":36,"question":37,"qno":38},"credit_adv_law-23-025","有關徵信報告，下列敘述何者錯誤？",25,{"id":40,"question":41,"qno":42},"credit_adv_law-23-027","依「中華民國銀行公會會員授信準則」規定，下列敘述何者錯誤？",27,{"id":44,"question":45,"qno":46},"credit_adv_law-23-028","依「定期存款質借及中途解約辦法」規定，有關定期存款存單之質借，下列敘述何者正確？",28,1785170289889]