[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_adv_law-25-036":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-25-036","25",36,"依主管機關規定，對於已轉列呆帳損失之各項放款，下列敘述何者錯誤？",[13,14,15,16],"各債權仍應詳列登記簿備查","隨時追查主、從債務人之動向","如發現可供執行之財產依法訴追","經評估無追索實益者，得報經監事會核准後免予列帳記載及追蹤",3,"授信相關規章(含徵信調查、授信審查及事後管理及催收)",1,"呆帳沖銷只是會計上把帳面債權轉銷，債權本身並未消滅，銀行對主、從債務人的請求權依然存在，催收義務也不會因此免除。所以已轉列呆帳損失的各項放款，仍應逐筆詳列於備查登記簿 (A)、隨時追查主從債務人的動向與財產狀況 (B)、發現有可供執行的財產即依法訴追 (C)。(D) 錯在允許以評估無追索實益為由免予列帳記載及追蹤：債務人的清償能力是動態的，日後可能重新有收入或取得財產，不再登記追蹤等於自行放棄債權，內部稽核也無從查核；此類事項更非監事會可以核准免除。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_adv_law-23-022","中華民國銀行公會所定義之「集團企業」，係指獨立存在而相互之間具有下列何種關係之企業？",22,{"id":28,"question":29,"qno":30},"credit_adv_law-23-023","下列何者非屬銀行辦理短期授信案件應索取之資料？",23,{"id":32,"question":33,"qno":34},"credit_adv_law-23-024","依「中華民國銀行公會會員徵信準則」規定，企業總授信金額達新臺幣三千萬元以上者，應徵提會計師財務報表查核報告，有關總授信金額之認定，下列何者錯誤？",24,{"id":36,"question":37,"qno":38},"credit_adv_law-23-025","有關徵信報告，下列敘述何者錯誤？",25,{"id":40,"question":41,"qno":42},"credit_adv_law-23-027","依「中華民國銀行公會會員授信準則」規定，下列敘述何者錯誤？",27,{"id":44,"question":45,"qno":46},"credit_adv_law-23-028","依「定期存款質借及中途解約辦法」規定，有關定期存款存單之質借，下列敘述何者正確？",28,1785170289906]