[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_adv_law-25-042":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-25-042","25",42,"【案例】小明向甲銀行申請購屋貸款新臺幣 500 萬元，並將該屋設定最高限額抵押權新臺幣 600 萬元予甲銀行，依民法規定，請回答下列相關問題：\n發生下列何種事由時，上述之最高限額抵押權發生確定效力？",[13,14,15,16],"甲銀行聲請裁定拍賣抵押物","小明貸款發生滯繳情形","小明聲請破產宣告遭駁回","甲銀行聲請支付命令尚未確定",0,"授信基本法律",1,"最高限額抵押權在確定前，只框住一個額度與一段債權得繼續發生的法律關係，必須有法定或約定事由出現才會確定，把受擔保的債權特定下來。民法列舉的確定事由中，包含抵押權人聲請裁定拍賣抵押物，因為銀行既然要實行抵押權，擔保債權自然沒有再繼續發生的餘地，故 (A) 正確。(B) 單純滯繳只是違約事實，雙方仍可能繼續往來，原債權並未停止發生。(C) 法定事由是債務人或抵押人受破產宣告，聲請遭駁回代表未受宣告，不生確定效力。(D) 聲請支付命令並非法定確定事由，況且尚未確定。","medium",[23,26,30,34,38,42],{"id":24,"question":25,"qno":19},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":27,"question":28,"qno":29},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",2,{"id":31,"question":32,"qno":33},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",3,{"id":35,"question":36,"qno":37},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":39,"question":40,"qno":41},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":43,"question":44,"qno":45},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170289964]