[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_adv_prac-23-018":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_prac","進階授信人員專業能力測驗——授信實務","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_prac-23-018","23",18,"有關一般國際聯貸案手續費收費名目，下列敘述何者正確？",[13,14,15,16],"安排費(Arranger Fee)或管理費(Management Fee)由 Arranger 收取，通常按年計收","安排費(Arranger Fee)、參貸費(Participation Fee)及承諾費(Commitment Fee)合稱 up-front fees","為誘使銀行參貸較大金額，通常按不同位階給予不同參貸費率，位階愈高，參貸費率愈高","代理費(Agency Fee)係支付予代理行之費用，於簽約時或第一次撥款時，一次支付",2,"企業授信",1,"國際聯貸的參貸費是按參貸金額一次計收的前置報酬，主辦行為吸引同業認貸較大金額，會依承諾額度高低劃分不同位階，位階愈高、參貸費率愈高，用價格誘因把大額參貸者拉進來，故 (C) 正確。(A) 錯在計收方式，安排費與管理費是安排聯貸的一次性報酬，於簽約或首次撥款時付訖，不按年計收。(B) 錯在承諾費是就未動用額度按期計收的費用，性質上不屬前置費用。(D) 錯在代理費是代理行於聯貸存續期間持續處理撥還款、通知等事務的報酬，通常按年計收而非一次付清。","hard",[23,26,30,34,38,42],{"id":24,"question":25,"qno":17},"credit_adv_prac-23-002","凡公司行號依「會計師查核簽證財務報表規則」辦理之財務報表，均可作為財務分析之用，下列何者非屬此類財務報表？",{"id":27,"question":28,"qno":29},"credit_adv_prac-23-004","依中小企業信用保證基金規定，有關直接保證之敘述，下列何者正確？",4,{"id":31,"question":32,"qno":33},"credit_adv_prac-23-006","下列敘述何者錯誤？",6,{"id":35,"question":36,"qno":37},"credit_adv_prac-23-007","有關短期授信性質，下列敘述何者錯誤？",7,{"id":39,"question":40,"qno":41},"credit_adv_prac-23-008","大華公司經營針織品買賣業務，則其所收到之票據，依其交易性質，下列何者適宜辦理墊付國內票款？",8,{"id":43,"question":44,"qno":45},"credit_adv_prac-23-009","銀行辦理「透支」業務，下列敘述何者錯誤？",9,1785170290322]