[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_adv_prac-23-026":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_prac","進階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_prac-23-026","23",26,"有關出口信用狀週轉金貸款業務，下列敘述何者錯誤？",[13,14,15,16],"貸款期限一般以不超過 180 天為原則","貸款用途係支應出口商裝船前購貨（料）、加工等週轉所需","每筆貸放金額最高以不超過信用狀有效金額一定比率為原則","若信用狀有效期限以開狀地為準時，則貸款期限應酌予延長",3,"外匯授信",1,"出口信用狀週轉金貸款是憑國外開來的信用狀，先貸予出口商裝船前備料加工所需資金，還款來源是日後押匯所得，因此貸款期限必須早於出口商實際收到押匯款的時點。若信用狀的有效期限以開狀地為準，單據還得從出口地寄達開狀地才算在期限內提示，出口商可運用的作業時間反而被壓縮，貸款期限應酌予縮短而非延長，故 (D) 錯誤。(A) 正確，一般以不超過 180 天為原則。(B) 正確，用途即裝船前的購貨、加工週轉。(C) 正確，為控管風險，每筆貸放以信用狀有效金額的一定比率為上限。","hard",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_adv_prac-23-025","有關進口授信信用狀之修改，應經下列何者同意才生效？",25,{"id":28,"question":29,"qno":30},"credit_adv_prac-23-027","有關航空提單或郵包收據，下列敘述何者正確？",27,{"id":32,"question":33,"qno":34},"credit_adv_prac-23-028","下列有關保證函（Letter of Guarantee，簡稱 L\u002FG）與擔保信用狀(Stand-by L\u002FC)之異同比較，下列何者錯誤？",28,{"id":36,"question":37,"qno":38},"credit_adv_prac-23-029","有關應收帳款收買業務(Factoring)，下列敘述何者錯誤？",29,{"id":40,"question":41,"qno":42},"credit_adv_prac-23-030","銀行辦理買入光票時，所應查核事項不包括下列何項？",30,{"id":44,"question":45,"qno":46},"credit_adv_prac-23-043","【案例】請依據國際貿易付款條件(貨款清算)與銀行外匯授信業務風險管理之關聯性，回答下列問題：\n在進出口商之各種付款條件所需使用之銀行外匯業務中，下列何者屬外匯授信業務？",43,1785170290439]