[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_adv_prac-23-028":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_prac","進階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_prac-23-028","23",28,"下列有關保證函（Letter of Guarantee，簡稱 L\u002FG）與擔保信用狀(Stand-by L\u002FC)之異同比較，下列何者錯誤？",[13,14,15,16],"兩者均受 UCP600 之規範","Stand-by L\u002FC 已大致定型化，L\u002FG 則尚無一定格式","L\u002FG 載明受 ISP98 規範時，其簽發人為主債務人","Stand-by L\u002FC 之開狀銀行不得以開狀申請人異議為由拒絕單據",0,"外匯授信",1,"UCP600 規範的是跟單信用狀，並明定亦適用於擔保信用狀；保證函則屬從屬性的保證契約，並不受 UCP600 拘束，實務上多另行約定國際商會的即付保函統一規則等為準據，故 (A) 為錯誤敘述。(B) 正確，擔保信用狀的格式已大致定型化，保證函則因個案需求而異，尚無統一格式。(C) 正確，保證函若載明適用 ISP98，即被賦予獨立性，簽發人負第一性付款責任而成為主債務人，不再是次順位的保證人。(D) 正確，擔保信用狀具獨立抽象性，開狀銀行只審單據表面，不得以開狀申請人異議為由拒絕單據。","hard",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_adv_prac-23-025","有關進口授信信用狀之修改，應經下列何者同意才生效？",25,{"id":28,"question":29,"qno":30},"credit_adv_prac-23-026","有關出口信用狀週轉金貸款業務，下列敘述何者錯誤？",26,{"id":32,"question":33,"qno":34},"credit_adv_prac-23-027","有關航空提單或郵包收據，下列敘述何者正確？",27,{"id":36,"question":37,"qno":38},"credit_adv_prac-23-029","有關應收帳款收買業務(Factoring)，下列敘述何者錯誤？",29,{"id":40,"question":41,"qno":42},"credit_adv_prac-23-030","銀行辦理買入光票時，所應查核事項不包括下列何項？",30,{"id":44,"question":45,"qno":46},"credit_adv_prac-23-043","【案例】請依據國際貿易付款條件(貨款清算)與銀行外匯授信業務風險管理之關聯性，回答下列問題：\n在進出口商之各種付款條件所需使用之銀行外匯業務中，下列何者屬外匯授信業務？",43,1785170290456]