[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_adv_prac-23-030":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_prac","進階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_prac-23-030","23",30,"銀行辦理買入光票時，所應查核事項不包括下列何項？",[13,14,15,16],"票據發票人簽章之真偽","票據之日期是否已逾六個月","票據有無塗改或擦改","票據有無經受款人背書",0,"外匯授信",1,"光票是未附貨運單據、由國外銀行或機構付款的票據，買入時銀行先墊付票款，再向國外託收收妥。銀行手上並無國外發票人的留存印鑑或簽名樣式，根本無從辨識簽章真偽，這項風險只能靠提示人徵信與事後退票求償來控管，故 (A) 不屬買入時的查核事項。(B) 應查，美系支票逾發票日六個月即成為過期支票，付款行得拒付。(C) 應查，票面有塗改或擦改極易遭付款行以票據不完整為由退票。(D) 應查，受款人未背書則票據權利未讓與，銀行取得的權利有瑕疵，三者均為必要查核項目。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_adv_prac-23-025","有關進口授信信用狀之修改，應經下列何者同意才生效？",25,{"id":28,"question":29,"qno":30},"credit_adv_prac-23-026","有關出口信用狀週轉金貸款業務，下列敘述何者錯誤？",26,{"id":32,"question":33,"qno":34},"credit_adv_prac-23-027","有關航空提單或郵包收據，下列敘述何者正確？",27,{"id":36,"question":37,"qno":38},"credit_adv_prac-23-028","下列有關保證函（Letter of Guarantee，簡稱 L\u002FG）與擔保信用狀(Stand-by L\u002FC)之異同比較，下列何者錯誤？",28,{"id":40,"question":41,"qno":42},"credit_adv_prac-23-029","有關應收帳款收買業務(Factoring)，下列敘述何者錯誤？",29,{"id":44,"question":45,"qno":46},"credit_adv_prac-23-043","【案例】請依據國際貿易付款條件(貨款清算)與銀行外匯授信業務風險管理之關聯性，回答下列問題：\n在進出口商之各種付款條件所需使用之銀行外匯業務中，下列何者屬外匯授信業務？",43,1785170290484]