[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_adv_prac-23-031":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_prac","進階授信人員專業能力測驗——授信實務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_prac-23-031","23",31,"依民法規定，就債之履行有利害關係之第三人為清償者，債權人不得拒絕，惟下列何者債權人得拒絕之？",[13,14,15,16],"保證人","抵押物買受人","後順位抵押權人","債務人之親屬",3,"事後管理及催收",1,"民法對第三人清償的設計是：債務人有異議時債權人原則上得拒絕，但第三人就債之履行有法律上利害關係者，債權人不得拒絕。判斷關鍵是不代償會不會讓自己的財產權利受損。(D) 債務人之親屬只有身分與情感上的牽連，不會因債務未清償而喪失任何權利，不具法律上利害關係，債權人得拒絕。(A) 保證人於債務不履行時須負代償責任。(B) 抵押物買受人買到的標的帶著抵押權負擔，不代償就會被拍賣而失去所有權。(C) 後順位抵押權人若放任前順位債權利息滾大，拍賣後可分配餘額就被壓縮，代償前順位再行使代位權才保得住受償空間。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_adv_prac-23-032","就強制執行之財產，下列何者應受最優先分配？",32,{"id":28,"question":29,"qno":30},"credit_adv_prac-23-033","下列何項非強制執行法所訂之執行名義？",33,{"id":32,"question":33,"qno":34},"credit_adv_prac-23-034","銀行之不良債權，得依下列何種法規之規定，讓售給資產管理公司？",34,{"id":36,"question":37,"qno":38},"credit_adv_prac-23-036","債權人就其他債權人進行中之強制執行拍賣案件，聲明參與分配時，應至遲於何時前具狀聲明之？",36,{"id":40,"question":41,"qno":42},"credit_adv_prac-23-046","【案例】甲公司為製造醫事材料之有限公司，擬以其營業交易所發生之應收票據為擔保，向銀行借款，銀行要求其母公司（乙有限公司）擔任保證人，其方式係由甲公司簽發本票，乙公司在本票上簽章擔任票據保證人。請回答下列問題：\n有關本票裁定之敘述，下列何者錯誤？",46,{"id":44,"question":45,"qno":10},"credit_adv_prac-24-031","下列何者為「與確定判決有同一效力」之執行名義？",1785170290495]