[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_adv_prac-23-034":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_prac","進階授信人員專業能力測驗——授信實務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_prac-23-034","23",34,"銀行之不良債權，得依下列何種法規之規定，讓售給資產管理公司？",[13,14,15,16],"金融機構合併法","銀行法","公司法","消費者債務清理條例",0,"事後管理及催收",1,"銀行處分不良債權的法源在金融機構合併法。該法為加速金融機構打銷呆帳、健全資產品質，明定金融機構得將不良債權讓與資產管理公司，並配套簡化程序，例如債權讓與的通知得以公告方式為之、擔保品得委託公正第三人公開拍賣等，讓不良資產能快速自資產負債表移出。(B) 銀行法規範的是銀行設立、業務範圍與授信限制，並無不良債權讓售的專章。(C) 公司法處理公司組織、股東與董事會運作，與債權讓售制度無關。(D) 消費者債務清理條例是提供自然人債務人聲請更生或清算的管道，方向剛好相反，是替債務人減債而非替銀行處分債權。","easy",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_adv_prac-23-031","依民法規定，就債之履行有利害關係之第三人為清償者，債權人不得拒絕，惟下列何者債權人得拒絕之？",31,{"id":28,"question":29,"qno":30},"credit_adv_prac-23-032","就強制執行之財產，下列何者應受最優先分配？",32,{"id":32,"question":33,"qno":34},"credit_adv_prac-23-033","下列何項非強制執行法所訂之執行名義？",33,{"id":36,"question":37,"qno":38},"credit_adv_prac-23-036","債權人就其他債權人進行中之強制執行拍賣案件，聲明參與分配時，應至遲於何時前具狀聲明之？",36,{"id":40,"question":41,"qno":42},"credit_adv_prac-23-046","【案例】甲公司為製造醫事材料之有限公司，擬以其營業交易所發生之應收票據為擔保，向銀行借款，銀行要求其母公司（乙有限公司）擔任保證人，其方式係由甲公司簽發本票，乙公司在本票上簽章擔任票據保證人。請回答下列問題：\n有關本票裁定之敘述，下列何者錯誤？",46,{"id":44,"question":45,"qno":26},"credit_adv_prac-24-031","下列何者為「與確定判決有同一效力」之執行名義？",1785170290528]