[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_adv_prac-23-043":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_prac","進階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_prac-23-043","23",43,"【案例】請依據國際貿易付款條件(貨款清算)與銀行外匯授信業務風險管理之關聯性，回答下列問題：\n在進出口商之各種付款條件所需使用之銀行外匯業務中，下列何者屬外匯授信業務？",[13,14,15,16],"預付貨款之匯款","全額結匯之進口開狀","D\u002FA、D\u002FP 項下之擔保提貨\u002F副提單背書","單純記帳(O\u002FA)項下之匯出匯款",2,"外匯授信",1,"判斷是不是外匯授信只看一件事：銀行有沒有替客戶承擔信用風險而可能墊款。(C) 在 D\u002FA、D\u002FP 項下，貨物比單據早到時，銀行出具擔保提貨書或在副提單背書，讓進口商先行提貨，等於在客戶尚未付款前就對船公司承擔責任，日後客戶不承兌或不付款仍須由銀行負責，是典型的外匯授信。(A) 預付貨款匯出是客戶拿自有資金請銀行匯出，銀行只賺手續費與匯差。(B) 全額結匯開狀時客戶已把款項全數繳足，銀行沒有墊款空間，屬單純匯兌與開狀勞務。(D) 記帳交易項下的匯出匯款同樣是先收足款再匯出，都不涉信用風險。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_adv_prac-23-025","有關進口授信信用狀之修改，應經下列何者同意才生效？",25,{"id":28,"question":29,"qno":30},"credit_adv_prac-23-026","有關出口信用狀週轉金貸款業務，下列敘述何者錯誤？",26,{"id":32,"question":33,"qno":34},"credit_adv_prac-23-027","有關航空提單或郵包收據，下列敘述何者正確？",27,{"id":36,"question":37,"qno":38},"credit_adv_prac-23-028","下列有關保證函（Letter of Guarantee，簡稱 L\u002FG）與擔保信用狀(Stand-by L\u002FC)之異同比較，下列何者錯誤？",28,{"id":40,"question":41,"qno":42},"credit_adv_prac-23-029","有關應收帳款收買業務(Factoring)，下列敘述何者錯誤？",29,{"id":44,"question":45,"qno":46},"credit_adv_prac-23-030","銀行辦理買入光票時，所應查核事項不包括下列何項？",30,1785170290602]