[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_adv_prac-24-007":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_prac","進階授信人員專業能力測驗——授信實務","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_prac-24-007","24",7,"聯合授信案中，其借款人履行貸款條件之監督、擔保品之處分及違約事項之通知，一般係由下列何者擔任？",[13,14,15,16],"授信參貸權數較大之參貸行","授信餘額權數較大之參貸行","授信參貸項目較多之參貸行","主辦行",3,"企業授信",1,"聯合貸款由多家金融機構共同承作同一筆授信，若每家各自向借款人要資料、各自監督，不僅重複作業，遇到違約時也容易步調不一而錯失處理時機，因此制度設計上由 (D) 主辦行兼任管理銀行，統一擔任窗口，負責徵提並轉發財務報表、監督貸款條件與財務承諾的履行、保管及處分共同擔保品，並在發生違約事由時通知全體參貸行、召集會議決議後續處置，也因此收取管理費。(A)(B)(C) 都想用參貸金額、餘額或項目多寡來決定，但參貸比重高低只影響分潤與表決權重，並非管理權責的分派依據，主辦行的地位是由聯貸合約明文約定的。","easy",[23,27,31,35,38,42],{"id":24,"question":25,"qno":26},"credit_adv_prac-23-002","凡公司行號依「會計師查核簽證財務報表規則」辦理之財務報表，均可作為財務分析之用，下列何者非屬此類財務報表？",2,{"id":28,"question":29,"qno":30},"credit_adv_prac-23-004","依中小企業信用保證基金規定，有關直接保證之敘述，下列何者正確？",4,{"id":32,"question":33,"qno":34},"credit_adv_prac-23-006","下列敘述何者錯誤？",6,{"id":36,"question":37,"qno":10},"credit_adv_prac-23-007","有關短期授信性質，下列敘述何者錯誤？",{"id":39,"question":40,"qno":41},"credit_adv_prac-23-008","大華公司經營針織品買賣業務，則其所收到之票據，依其交易性質，下列何者適宜辦理墊付國內票款？",8,{"id":43,"question":44,"qno":45},"credit_adv_prac-23-009","銀行辦理「透支」業務，下列敘述何者錯誤？",9,1785170290728]