[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_adv_prac-24-035":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_adv_prac","進階授信人員專業能力測驗——授信實務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_adv_prac-24-035","24",35,"在破產宣告前，對於債務人之財產有別除權者，得不依破產程序行使權利，所謂別除權不包括下列何者？",[13,14,15,16],"質權","抵押權","抵銷權","留置權",2,"事後管理及催收","別除權的意義，是債權人對債務人的特定財產享有擔保物權，可不受破產程序拘束，直接就該財產優先受償；破產法明定的範圍限於質權、抵押權與留置權三種擔保物權，抵銷權不在其中，故 (C) 正確。抵銷權在破產法上另有規定，基礎是雙方互負債務的清算原理，並非就特定財產取得優先受償地位。(A) 質權、(B) 抵押權、(D) 留置權都是就特定動產或不動產設定的擔保物權，銀行催收時持有這三種擔保者即可逕行實行，不必與普通債權人按比例分配。","medium",[22,26,30,34,38,42],{"id":23,"question":24,"qno":25},"credit_adv_prac-23-031","依民法規定，就債之履行有利害關係之第三人為清償者，債權人不得拒絕，惟下列何者債權人得拒絕之？",31,{"id":27,"question":28,"qno":29},"credit_adv_prac-23-032","就強制執行之財產，下列何者應受最優先分配？",32,{"id":31,"question":32,"qno":33},"credit_adv_prac-23-033","下列何項非強制執行法所訂之執行名義？",33,{"id":35,"question":36,"qno":37},"credit_adv_prac-23-034","銀行之不良債權，得依下列何種法規之規定，讓售給資產管理公司？",34,{"id":39,"question":40,"qno":41},"credit_adv_prac-23-036","債權人就其他債權人進行中之強制執行拍賣案件，聲明參與分配時，應至遲於何時前具狀聲明之？",36,{"id":43,"question":44,"qno":45},"credit_adv_prac-23-046","【案例】甲公司為製造醫事材料之有限公司，擬以其營業交易所發生之應收票據為擔保，向銀行借款，銀行要求其母公司（乙有限公司）擔任保證人，其方式係由甲公司簽發本票，乙公司在本票上簽章擔任票據保證人。請回答下列問題：\n有關本票裁定之敘述，下列何者錯誤？",46,1785170291027]