[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_adv_prac-25-025":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_adv_prac","進階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_adv_prac-25-025","25",25,"銀行辦理進口開狀業務，對於保險單之徵取，下列敘述何者正確？",[13,14,15,16],"索賠地點不一定要符合信用狀要求","保險單日期不得遲於提單上註明之裝船日","保險金額通常都要求至少為信用狀金額加二成","不需註明信用狀號碼",1,"外匯授信","保險的作用是承保貨物運送途中的毀損滅失，保險單日期若晚於提單所載裝船日，裝船當時的風險就沒有被承保，銀行取得的擔保出現空窗，所以實務上要求保單日期不得遲於裝船日，(B) 正確。(A) 錯在索賠地點必須符合信用狀的要求，否則出險時求償不便，銀行得視為單據瑕疵。(C) 錯在依國際慣例，保險金額最低為貨價的一一○%，也就是加一成而非加二成。(D) 錯在保險單應註明信用狀號碼，才能與該筆交易的其他單據勾稽，確認保單確實是為本批貨物所投保。","medium",[22,25,29,33,37,41],{"id":23,"question":24,"qno":10},"credit_adv_prac-23-025","有關進口授信信用狀之修改，應經下列何者同意才生效？",{"id":26,"question":27,"qno":28},"credit_adv_prac-23-026","有關出口信用狀週轉金貸款業務，下列敘述何者錯誤？",26,{"id":30,"question":31,"qno":32},"credit_adv_prac-23-027","有關航空提單或郵包收據，下列敘述何者正確？",27,{"id":34,"question":35,"qno":36},"credit_adv_prac-23-028","下列有關保證函（Letter of Guarantee，簡稱 L\u002FG）與擔保信用狀(Stand-by L\u002FC)之異同比較，下列何者錯誤？",28,{"id":38,"question":39,"qno":40},"credit_adv_prac-23-029","有關應收帳款收買業務(Factoring)，下列敘述何者錯誤？",29,{"id":42,"question":43,"qno":44},"credit_adv_prac-23-030","銀行辦理買入光票時，所應查核事項不包括下列何項？",30,1785170291361]