[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_adv_prac-25-026":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_adv_prac","進階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_adv_prac-25-026","25",26,"下列何種出口授信為裝船前融資？",[13,14,15,16],"出口押匯前短期週轉金貸款","出口信用狀週轉金貸款","應收帳款承購業務(Factoring)","託收(D\u002FA，D\u002FP)方式外幣貸款",1,"外匯授信","裝船前融資是在貨物尚未出運、出口商還在採購備料與加工階段就先取得的資金。出口信用狀週轉金貸款即俗稱的打包放款，由出口商憑國外開來的信用狀正本向銀行申貸，用來支付原料款與加工費，等貨物出口押匯後再以價款清償，是最典型的裝船前融資，故 (B) 正確。(A) 發生在貨物已裝運、單據尚未押匯的空檔；(C) 應收帳款承購必須先有出貨後產生的應收債權才能承作；(D) 託收方式的外幣貸款同樣要憑已出貨的單據辦理，三者都以出貨事實為前提，屬裝船後融資。","medium",[22,26,29,33,37,41],{"id":23,"question":24,"qno":25},"credit_adv_prac-23-025","有關進口授信信用狀之修改，應經下列何者同意才生效？",25,{"id":27,"question":28,"qno":10},"credit_adv_prac-23-026","有關出口信用狀週轉金貸款業務，下列敘述何者錯誤？",{"id":30,"question":31,"qno":32},"credit_adv_prac-23-027","有關航空提單或郵包收據，下列敘述何者正確？",27,{"id":34,"question":35,"qno":36},"credit_adv_prac-23-028","下列有關保證函（Letter of Guarantee，簡稱 L\u002FG）與擔保信用狀(Stand-by L\u002FC)之異同比較，下列何者錯誤？",28,{"id":38,"question":39,"qno":40},"credit_adv_prac-23-029","有關應收帳款收買業務(Factoring)，下列敘述何者錯誤？",29,{"id":42,"question":43,"qno":44},"credit_adv_prac-23-030","銀行辦理買入光票時，所應查核事項不包括下列何項？",30,1785170291365]