[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-credit_adv_prac-25-028":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_prac","進階授信人員專業能力測驗——授信實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_prac-25-028","25",28,"有關 Master L\u002FC 轉開 Back to Back L\u002FC，下列敘述何者錯誤？",[13,14,15,16],"Back to Back L\u002FC 之有效期限宜較 Master L\u002FC 為早","Back to Back L\u002FC 之金額不得大於 Master L\u002FC","申請人為 Master L\u002FC 之受益人","兩者屬同一契約行為，因此若 Back to Back L\u002FC 項下單據無瑕疵，開狀銀行得以單據不符 Master L\u002FC 之規定為由逕以拒付",3,"外匯授信",1,"Master L\u002FC 與轉開的 Back to Back L\u002FC 是兩個各自獨立的信用狀契約，並非同一契約行為。轉開銀行對本地受益人的付款義務只看轉開狀項下單據是否相符，無瑕疵就必須付款，不能拿中間商換單後在原證遭拒付當理由，(D) 因此錯誤。(A) 正確，轉開狀的有效期限要排得比原證早，中間商才有時間抽換單據再向原開狀行提示。(B) 正確，轉開金額必須小於原證，差額就是中間商的價差；金額若超過，原證押匯所得將不足以償付轉開款。(C) 正確，申請人正是原證受益人即中間商，它以原證為還款來源轉開給實際供應商。","medium",[23,27,31,35,38,42],{"id":24,"question":25,"qno":26},"credit_adv_prac-23-025","有關進口授信信用狀之修改，應經下列何者同意才生效？",25,{"id":28,"question":29,"qno":30},"credit_adv_prac-23-026","有關出口信用狀週轉金貸款業務，下列敘述何者錯誤？",26,{"id":32,"question":33,"qno":34},"credit_adv_prac-23-027","有關航空提單或郵包收據，下列敘述何者正確？",27,{"id":36,"question":37,"qno":10},"credit_adv_prac-23-028","下列有關保證函（Letter of Guarantee，簡稱 L\u002FG）與擔保信用狀(Stand-by L\u002FC)之異同比較，下列何者錯誤？",{"id":39,"question":40,"qno":41},"credit_adv_prac-23-029","有關應收帳款收買業務(Factoring)，下列敘述何者錯誤？",29,{"id":43,"question":44,"qno":45},"credit_adv_prac-23-030","銀行辦理買入光票時，所應查核事項不包括下列何項？",30,1785170291388]