[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_adv_prac-25-035":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_prac","進階授信人員專業能力測驗——授信實務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_prac-25-035","25",35,"下列何者非屬加速條款之事由？",[13,14,15,16],"任何一宗債務不依約清償本金時","依約定原負有提供擔保之義務而不提供時","任何一宗債務不依約付息時","立約人死亡而繼承人概括繼承時",3,"事後管理及催收",1,"加速條款的作用，是在債信惡化時讓尚未到期的債務提前視為全部到期。(D) 立約人死亡而繼承人辦理概括繼承，表示繼承人完整承受被繼承人的債務，銀行債權地位並未受損，自然沒有提前收回的必要，故不屬加速事由；實務約定是繼承人主張限定繼承或拋棄繼承時，銀行才得視為全部到期。(A)(C) 任何一宗債務不依約清償本金或不依約付息，是最典型的加速事由，多屬不待通知即當然到期的類型。(B) 依約定原負有提供擔保義務而不提供，代表債權保障條件被破壞，屬得經通知或送達後主張全部到期的事由。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_adv_prac-23-031","依民法規定，就債之履行有利害關係之第三人為清償者，債權人不得拒絕，惟下列何者債權人得拒絕之？",31,{"id":28,"question":29,"qno":30},"credit_adv_prac-23-032","就強制執行之財產，下列何者應受最優先分配？",32,{"id":32,"question":33,"qno":34},"credit_adv_prac-23-033","下列何項非強制執行法所訂之執行名義？",33,{"id":36,"question":37,"qno":38},"credit_adv_prac-23-034","銀行之不良債權，得依下列何種法規之規定，讓售給資產管理公司？",34,{"id":40,"question":41,"qno":42},"credit_adv_prac-23-036","債權人就其他債權人進行中之強制執行拍賣案件，聲明參與分配時，應至遲於何時前具狀聲明之？",36,{"id":44,"question":45,"qno":46},"credit_adv_prac-23-046","【案例】甲公司為製造醫事材料之有限公司，擬以其營業交易所發生之應收票據為擔保，向銀行借款，銀行要求其母公司（乙有限公司）擔任保證人，其方式係由甲公司簽發本票，乙公司在本票上簽章擔任票據保證人。請回答下列問題：\n有關本票裁定之敘述，下列何者錯誤？",46,1785170291468]