[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-credit_adv_prac-25-047":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_prac","進階授信人員專業能力測驗——授信實務","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_prac-25-047","25",47,"【案例】有關銀行辦理建築融資，請回答下列問題：\n銀行為確認建案之可行性，辦理審查時應實際查訪之事項，下列敘述何者錯誤？",[13,14,15,16],"建築基地特性","售價合理性","建築個案銷售率","建築商以往建案實績",3,"企業授信",1,"建案可行性審查中，必須靠人到現場才判斷得出來的，是與標的本身及市場狀況有關的事項：(A) 基地的地形、地質、面寬、臨路條件與周邊嫌惡設施，(B) 售價是否貼近同區段的實際成交行情，(C) 個案及鄰近推案的銷售率與來客狀況，這些光看書面資料容易失真，都要實地查訪。(D) 建築商以往的建案實績屬於對借款人的徵信查證事項，透過公司登記資料、過去往來紀錄、聯徵資料與同業查詢即可掌握，不是必須到現場實際查訪的項目，故為錯誤選項。區分重點：查訪針對標的與市場，徵信針對人與過去表現。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"credit_adv_prac-23-002","凡公司行號依「會計師查核簽證財務報表規則」辦理之財務報表，均可作為財務分析之用，下列何者非屬此類財務報表？",2,{"id":28,"question":29,"qno":30},"credit_adv_prac-23-004","依中小企業信用保證基金規定，有關直接保證之敘述，下列何者正確？",4,{"id":32,"question":33,"qno":34},"credit_adv_prac-23-006","下列敘述何者錯誤？",6,{"id":36,"question":37,"qno":38},"credit_adv_prac-23-007","有關短期授信性質，下列敘述何者錯誤？",7,{"id":40,"question":41,"qno":42},"credit_adv_prac-23-008","大華公司經營針織品買賣業務，則其所收到之票據，依其交易性質，下列何者適宜辦理墊付國內票款？",8,{"id":44,"question":45,"qno":46},"credit_adv_prac-23-009","銀行辦理「透支」業務，下列敘述何者錯誤？",9,1785170291564]