[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-45-003":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_law-45-003","45",3,"甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",[13,14,15,16],"乙君之配偶","乙君之伯父","乙君擔任董事長之企業","乙君之配偶擔任總經理之企業",1,"授信基本法律","銀行法第三十三條之三授權規範同一人、同一關係人的授信限額，其中「同一關係人」指本人、配偶、二親等以內之血親，以及以本人或配偶為負責人之企業。伯父屬三親等旁系血親，已超出二親等的範圍，不必併計，故(B)為正解。(A)配偶明文列入；(C)乙君擔任董事長，即以本人為負責人之企業；(D)總經理在執行職務範圍內亦屬公司負責人，配偶為負責人之企業同樣要併計。這條界線的作用，是避免借款人透過至親或自己控制的公司分散舉借，實質突破對單一信用主體的授信上限。","medium",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":26,"question":27,"qno":28},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":30,"question":31,"qno":32},"credit_law-45-004","依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",4,{"id":34,"question":35,"qno":36},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":38,"question":39,"qno":40},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,{"id":42,"question":43,"qno":44},"credit_law-45-008","依民法規定，有關抵銷之敘述，下列何者錯誤？",8,1785146811412]