[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_law-45-004":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_law","初階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_law-45-004","45",4,"依金融控股公司法規定，所謂「子公司」，除指控制性持股之類型外，係指金融控股公司持有已發行有表決權股份總數或資本總額超過多少比率之其他公司？",[13,14,15,16],"20%","30%","40%","50%",3,"授信基本法律",1,"金融控股公司法第四條對子公司採雙軌認定：一是對銀行、保險公司、證券商具有控制性持股；二是持有其他公司已發行有表決權股份總數或資本總額超過百分之五十，或其過半數董事由金控直接、間接選任或指派者，故(D)正確。門檻設在過半，是因為持股逾半即可在股東會形成多數決、實質支配該公司的營運與財務，自應納入金控合併監理與利害關係人授信規範。(A)20%、(B)30%都只是具重大影響力的參股層次，(C)40%仍未過半，均不足以取得控制地位。","easy",[23,26,30,33,37,41],{"id":24,"question":25,"qno":19},"credit_law-45-001","依銀行法規定，商業銀行辦理中期放款之總餘額，不得超過下列何者？",{"id":27,"question":28,"qno":29},"credit_law-45-002","依銀行法規定，銀行對於無自用住宅者購買自用住宅之放款，最長期限不得超過多久？",2,{"id":31,"question":32,"qno":17},"credit_law-45-003","甲銀行對乙君有授信往來，依銀行法規定，下列何者不須納入乙君之同一關係人？",{"id":34,"question":35,"qno":36},"credit_law-45-005","依金融機構合併法規定，金融機構讓與其不良債權時，就該債權對下列何者已取得之執行名義，其效力及於不良債權受讓人？",5,{"id":38,"question":39,"qno":40},"credit_law-45-007","建築物營建承攬人就承攬關係所發生的報酬，依民法規定，可以要求定作人作下列哪一種行為，以保障債權？",7,{"id":42,"question":43,"qno":44},"credit_law-45-008","依民法規定，有關抵銷之敘述，下列何者錯誤？",8,1785154664208]